MVB Financial CorpMVBF
Price$29.23Intrinsic value$18.0638% below price

Financial Snapshot

Revenue, profitability, returns, debt, and capital allocation

Revenue $171M+8.9% YoYTTM through 30 Jun 2026
Net Income $15.4M-23.8% YoYTTM through 31 Dec 2025
Free Cash Flow -$37.6MTTM through 30 Jun 2026

Margins

Current
Operating Margin23.2%
Net Margin14.2%

Returns

8.9%ROE
0.9%ROA
19.3%ROIC

Balance Sheet Health

Debt / Equity0.17x
Net Debt-$540.9Mnet cash position
Cash & Equivalents$312.6M

Quality Metrics

Piotroski F-Score1 / 9
FCF Margin-22.0%
Earnings-Beat Rate50.0%

Multi-Year Trend

Revenue
'16'17'18'19
FY2019: $3.4M
Diluted EPS$2.96TTM
'19'20'21'22'23'24'25
FY2025: $2.06

Dividend

$0.34Per share, FY20262.61%Yield-7.8%5-yr growth

Capital Allocation

Capex Intensity5.3%

Segment Performance

Figures as of 31 Dec 2025

SegmentRevenueYoYOutlook
Commercial Lending
View details

Remains the primary driver of traditional banking growth.

Fintech Banking
View details

Continued onboarding of new partners to drive low-cost deposits and fee income.

All values are periodic snapshots, not live quotes. Source dates are shown for reference.

Filing Detail Members

This section is available to registered members. Create a free account or sign in to unlock the full breakdown.

Sign in / Sign up
AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.