Hingham Institution For Savings Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
No analyst estimates are published for this company.
Coverage varies across the market: larger companies are often followed by dozens of analysts, while smaller or recently listed ones may have none.
Monitoring Framework
Key Performance Indicators
Net Interest Margin (NIM) Quarterly2.1%
Cost to Income Ratio (Efficiency Ratio) Quarterly37.5%
Non-Performing Loans (NPLs) Quarterly38.2M
Loan Loss Allowance Coverage Ratio Quarterly76.0%
Watch Items
- Credit Quality and Non-Performing LoansTrigger: NPLs exceeding $38.2 million or coverage ratio dropping below 76%Action: Re-evaluate loan loss provisioning and stress-test the commercial real estate portfolio.
- Net Interest Margin RecoveryTrigger: NIM falling back below 2.00%Action: Assess deposit pricing strategies and wholesale funding mix (FHLB advances).
Research as of 24 Jul 2026